Home Insurance

Home Insurance

Home Insurance

  • Houseowners: Covers buildings, fixtures and fittings against damage caused by:
    • Theft
    • Fire
    • Lightning
    • Explosion
    • Earthquake
    • Impact by animals
    • Accidental damage of water pipes
    • Accidental breakage of windows.
    The policy also extends to cover gate motors and borehole pumps on condition they are secured.
  • Householders: Covers loss or damage to household goods and personal effects which belong to the insured where such loss or damage occurs at the insured premises caused by the above listed perils.
  • All Risks: Covers loss or damage to articles which are normally worn or carried on the person. Such items include clothing, baggage, spectacles, cellphones, jewellery e.t.c. The cover is taken in conjunction with Houseowners or Householders Insurance.
  • Personal Accident: Provides one with the option of covering anyone in one’s household for personal damage or death as a result of an accident. Cover is provided in case of accidental death, accidental permanent disability or accidental temporary total disability and medical expenses. The insurer will pay the insured or his estate as per the limits on the policy.

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